About 228 loan
About 228 loan
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(E) Allocation of your greenback quantity of the Neighborhood growth loan or Group enhancement financial commitment to geographic areas served through the loan or financial commitment:
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An intermediate bank or a small lender for which car loans are a product line could acquire and keep in a very format in the bank's selecting, such as in an Digital type prescribed by the Board, until finally the completion with the financial institution's following CRA examination during which the data are evaluated, the info described in paragraphs (a)(two)(iii)(A) as a result of (F) of the part for each auto loan originated or acquired through the lender in the course of the evaluation period of time.
) A summary of the geographic spots served with the Group advancement loan or community progress expenditure, specifying any county, State, multistate MSA, or nationwide spot served; and
The Board uses the ability-primarily based evaluation regions delineated by a bank in its evaluation from the financial institution's CRA efficiency Except the Board decides that the power-primarily based evaluation areas will not adjust to the requirements of the section.
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indicates a lender, excluding a financial institution designated like a limited intent financial institution pursuant to § 228.26, that had belongings of at least $two billion as of December 31 in the two from the prior two calendar years. The Board adjusts and publishes the determine Within this definition annually, based upon the yr-to-calendar year adjust in the typical of The patron Cost Index for Urban Wage Earners and Clerical Personnel, not seasonally modified, for every 12-month interval ending in November, with rounding to the nearest million.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(B) The housing is situated in a very census tract by which the median income of renters is lower- or reasonable-earnings and also the median hire isn't going to exceed 30 p.c of 80 p.c of the realm median earnings;
(B) The Nationwide Asset-Primarily based Local community Enhancement Investment decision Benchmark actions the greenback quantity of Group development investments that advantage or serve all or Section of the nationwide place, excluding mortgage-backed securities, of all depository institutions that had assets higher than $10 billion as of December read more 31 in each in the prior two calendar a long time, when compared with property for anyone depository institutions, calculated pursuant to paragraph III.e of appendix B to this element.
(B) The Nationwide Neighborhood Enhancement Financial commitment Benchmark measures the dollar quantity of Neighborhood development investments that gain or provide all or Portion of the nationwide space, excluding house loan-backed securities, of all large depository institutions that experienced belongings higher than $10 billion as of December 31 in both of those from the prior two calendar yrs in comparison to deposits located in the nationwide place for those depository institutions, calculated pursuant to paragraph II.n of appendix B to this element.
(x) An indicator for whether or not the loan was to a company or farm for which gross annual revenues aren't recognized by the lender.